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Tackle your risks daily 
in an automated solution


Stop managing risks in Excel—Complok Risk Assessment Solution helps to identify, assess and monitor risks.


Trusted by compliance teams globally.

Watch a 2 minute platform demo.

Manage risks in an automated solution which is fully customizable

1. Set up Risk Assessment

  • Profile your main business activity: VASP, PSP, Lending Company, Investment Fund, Crowdfunding 

  • Divide risk assessment by Line of Defense 

  • Define roles and rights


2. Identify Risks

  • Library of key risk scenarios/indicators according to business profile
    Possibility to add your own key risk indicators


3. Assess and Prioritize Risks

  • Risk Rating Matrix for Inherent and Residual Risk

  • Add business statistics and attachments 

  • Assign risk owner

  • Comment Risk Tolerance and Trend

  • Agree treatment actions and monitoring plan


4. Generate Reports

  • Generate annual and quarterly management reports risk

  • Generate reports based on risk scoring and risk type

  • Reports are locked for editing and cannot be manipulated retrospectively  

  • Write an editable executive summary


5. Treat and Monitor risks

  • Keep a clear action plan to mitigate the risks 

  • Assign responsibility and set deadlines 

  • Follow-up process

  • Extract overview for management report



Our team at Complok is led by co-founders Mari-Liis Kurg and Maarja-Liisa Soe, along with CTO Erik Kaljumäe. Mari-Liis brings over 15 years of experience leading compliance teams at top banks like ING, Nordea, and SEB, as well as serving on the board for ACAMS Baltic Chapter. She understands the importance of regulatory compliance and has also worked closely with TIER 1 banks in a software company. Maarja-Liisa's exceptional execution and project management skills have been honed during her time at the Government Office, where she led the nationwide celebration of Estonia's 100th anniversary and the Tallinn Digital Summit. Erik has over 6 years of experience in software engineering, and brings valuable technical expertise to our team.

Complok has won the Estonian version of Dragons' Den/ Shark Tank in 2022.

Mari-Liis Kurg

Founder | LinkedIn
+372 5559 0339

Maarja-Liisa Soe

Founder | LinkedIn
+372 5554 5709

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